Commercial and Business
General liability insurance (also known as Commercial General Business Liability) protects a company’s assets and pays for obligations, medical costs, for example, incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement or award should you be successfully sued. Typically these include compensatory damages, non-monetary losses suffered by the injured party, and punitive damages.
Commercial Property Insurance
In Florida, commercial building and property insurance protects business owners from losses due to physical damage to property or equipment, and as a result of theft. For insurance purposes, a business property includes the physical building in which it resides, as well as its other assets.
Commercial vehicle insurance, like your personal auto policy, provides similar coverage such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
Business insurance in Florida covers your business against third-party property damage or bodily injury that is caused by your services, products or employees.
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